For Brokers

A Better Self-Funded Option for Your Clients

Give clients another path forward with a flexible self-funded solution designed to manage costs while preserving broad access and member support.

See Where Parasol Fits

More Opportunity at Renewal

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When another renewal increase is no longer sustainable, Parasol Health gives brokers a more flexible self-funded option built around each client's needs.

The model combines broad provider access with stronger cost management, giving you a differentiated solution that is easier to explain and more practical for employers to adopt.

  • Grow Your Book

    Bring a differentiated self-funded option into competitive conversations and give employers a stronger reason to work with your team.

  • Expand Existing Relationships

    Address rising costs with a configurable model that gives current clients more room to adapt before another renewal increase takes hold.

  • Open New Opportunities

    Use Parasol as a complete health plan alternative or address specific areas contributing to employer spend.

  • Support Your Recommendation

    Present a clear value story backed by national PPO access, measurable savings potential, and coordinated member support.

A Model You Can Defend

Parasol gives brokers a configurable solution shaped around each client's workforce, financial priorities, and risk tolerance.

  • Flexible Plans

  • Broad Access

  • Cost Control

  • Broker Support

Explore the Parasol Model

Our Model

Where Parasol May Be a Fit

Parasol Health may be worth introducing when a client needs greater control over healthcare costs without creating unnecessary disruption for employees.

Renewal Pressure

The employer is facing another substantial increase with few viable alternatives from the current carrier.

High-Cost Groups

Medical claims, pharmacy spend, or large-cost events are making the current plan difficult to sustain.

Disruption Concerns

The employer wants stronger cost management without giving up broad provider access.

Complex Workforces

The group has multiple locations, varied employee populations, or plan needs that cannot be addressed through a standard approach.

Limited Plan Flexibility

The current structure does not allow the employer to target the areas driving the most spend.

How Parasol Comes Together

  1. 1

    Evaluate

    Review the client's current plan, claims experience, workforce needs, and renewal goals to determine whether Parasol is a fit.

  2. 2

    Configure

    Select the plan components and cost-management strategies that align with the client's priorities.

  3. 3

    Present

    Use Parasol's materials and support to explain the model, communicate its value, and address employer questions.

  4. 4

    Launch

    Coordinate implementation, communication, and member support while keeping the broker involved throughout the transition.

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Proven in Practice

See how employers have used Parasol to reduce healthcare costs, improve plan performance, and create a stronger path forward.

Lower Costs Across a Large Workforce

A skilled nursing organization partnered with Parasol to address rising medical and pharmacy costs across a distributed workforce of more than 11,000 enrolled employees.

  • 30%Lower Medical Claims Costs
  • 37%Lower Pharmacy Claims Costs
  • 52%Lower Average Facility Pricing
  • $2,046Savings Per Employee
Read the Case Study

Greater Control Across a Portfolio

A private equity-backed operator used Parasol to identify the factors driving healthcare spend across a portfolio of self-storage and car wash businesses.

  • 39%Lower Medical Claims Costs
  • Stable Enrollment During the Reduction
  • Improved Visibility into Current-Year Costs
Read the Case Study

Frequently Asked Questions

Why do brokers use Parasol?

Parasol gives brokers a differentiated self-funded health plan option for clients facing rising costs, limited carrier flexibility, or concerns about traditional RBP.

How does Parasol support the broker relationship?

Parasol works through the broker and provides support during evaluation, plan configuration, implementation, and ongoing management. The broker remains central to the client relationship.

What types of employers may be a fit?

Parasol may suit employers facing substantial renewal increases, high medical or pharmacy spend, complex workforce needs, or limited flexibility within their current plan.

Can Parasol address specific cost drivers?

Yes. Strategies can be applied across pharmacy, imaging, laboratory services, high-cost claims, and other areas contributing to employer healthcare spend.

What is needed to evaluate a group?

The process typically begins with current plan information, claims experience, census data, renewal goals, and the employer's primary cost concerns.

Bring Clients Another Way Forward

Give employers a self-funded option designed to manage costs while preserving broad access and a familiar employee experience.

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