A More Flexible Approach for Employers

Parasol Health gives employers a more flexible approach to self-funding, with coordinated cost management, broad provider access, and hands-on support for employees and HR teams.

See Where Parasol Fits
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Where Traditional Health Plans Create Challenges

  • Rising Healthcare Costs

    Annual increases can place added pressure on budgets without addressing the factors driving medical and pharmacy spend.

  • Growing Administrative Burden

    Claims questions, billing concerns, and provider issues often reach HR teams that do not have the time or resources to manage them.

  • Employee Disruption Concerns

    Employers may be hesitant to change plans when provider access, communication, or the employee experience could be affected.

  • Limited Plan Flexibility

    Traditional plan structures may offer few ways to respond to workforce needs, utilization patterns, or specific areas of spend.

Support Across the Health Plan

Parasol brings together the capabilities needed to manage plan performance, support members, and address major areas of healthcare spend.

  • Plan Administration

    Coordinated claims, service, reporting, and day-to-day plan operations.

  • Care Management

    Clinical programs provide oversight and support for higher-cost or more complex care needs.

  • Pharmacy Management

    Pharmacy strategies identify opportunities to improve cost management and visibility into prescription spend.

  • Stop Loss Strategy

    Financial protection supports the employer’s approach to large claims while preserving self-funded flexibility.

  • Telehealth

    Virtual care options can give employees convenient access to appropriate care and reduce unnecessary utilization.

  • Imaging, Laboratory, & Federal Programs

    Targeted programs may address specific areas of spend based on the employer’s plan needs and utilization.

For Employers with More Complex Needs

Parasol may be a fit for employers facing rising renewal costs, workforce complexity, high medical or pharmacy spend, or limited flexibility within their current health plan.

Industries commonly served include:

  • Long-term care

    A care worker walking alongside an older resident in a long-term care setting

    Manage rising claims and renewal pressure across large, distributed workforces.

  • Staffing

    A group of staffing agency employees standing together in an office

    Create a more flexible benefits approach for high-turnover and variable-hour populations.

  • Trucking and logistics

    A logistics worker checking equipment at a loading terminal

    Improve cost predictability across mobile, multi-location workforces.

  • Hospitality

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    Support hourly and seasonal employees with a plan built around changing workforce needs.

  • Auto dealerships

    A dealership sales team standing in a vehicle showroom

    Gain greater control over healthcare spend across multiple locations and employee groups.

Parasol also works with employers across other industries and evaluates each organization based on its workforce, current plan, and financial goals.

Frequently Asked Questions

Parasol targets the areas driving plan spend, including medical claims, pharmacy, and high-cost care.

Not necessarily. Parasol offers various national network options and can assess potential disruption before implementation.

No. Parasol works alongside the employer’s current broker.

Members receive help with claims, billing, provider issues, and benefit questions.

Employers facing rising renewals, high claims, workforce complexity, or limited plan flexibility may be a fit.

No. Parasol works with employers and brokers to find the right solution for their needs.

See How a More Flexible Model Works

Explore how Parasol coordinates plan administration, cost-management strategies, clinical programs, pharmacy oversight, and member support around the needs of each employer.

Talk to Our Team